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Best Bank Bonuses and Promotions of July 2026 up to $3,000<\/p>\n

You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days. BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts. If these qualifications are met, your bonus will be paid to your account within 120 days from account opening.
\n7Customers with a TD Complete Checking account are eligible for a monthly maintenance fee waiver on one personal savings account that you choose to link to your TD Complete Checking account. Maintain the required balance of at least $10,000 for 90 additional days from the 20th day after account opening.
\nThe number of checking and\/or savings accounts you should have will depend on a few factors. That includes what fees might be incurred and how long you might have to wait for the bonus to be paid. That may be a high APY, a large network of branches or ATMs, or low or no fees. Around 100 financial institutions surveyed by our team of experts. ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses Bonus$50 or $400Earn $50 or $400 with eligible direct deposit.<\/p>\n

Free Overdraft Protection Transfers\u2075<\/h2>\n

We\u2019ve rounded up additional excellent checking account bonuses and savings account promotions below. In 2026, checking account bonus offers could land you between $100 and $3,000. Tony began his NerdWallet career as a writer and worked his way up to crazytower<\/a> editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet.
\nOnce you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. We encourage you to make an appointment if you would like to open an account in a branch. In-branch openings allow for face-to-face interactions that might be helpful if you prefer discussing financial matters in person or have questions about this checking bonus promotion.
\nYou must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening. Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening. Open a no monthly maintenance fee Access Checking account, or view our other checking account options. To be paid, make sure you keep your Spending Account open and in Good Standing through the payout.<\/p>\n