Best Bank Promotions Without Direct Deposit Requirements: July 2026<\/p>\n
The Business Checking Account signup offer requires you to deposit and maintain a minimum balance in order to earn the $2000 bonus. The Baselane Banking signup offer requires you to deposit and maintain a minimum balance in order to earn the $150 bonus. The Standard Account signup offer requires you to make purchases using the account’s card in order to earn the $10 bonus.
\nIf you opened a new Ally Bank Spending Account using promo code GET300, you will receive a confirmation email within 2-3 days after you open your account from Ally Bank which will include reminders of the remaining steps to earn the bonus. Set up qualifying direct deposits of at least $1,000 a month for two consecutive months. The information related to Citi checking accounts and Wells Fargo Clear Access Banking has been collected by NerdWallet and has not been reviewed or provided by the issuers or providers of these products or services.
\nYou may have to meet certain requirements to qualify for bank bonuses. For example, if a bank offers a new checking account bonus of $150 but you don’t maintain the required minimum balance, you could incur a monthly fee. But before you take the plunge, it’s important to make sure you understand what bank promotions are and how they work to help you know if they are worth your while Any of our consumer checking accounts are eligible for this bonus offer. You must make at least $1,000 in deposits within 90 days of account opening1 Access 85,000+ surcharge-free ATMs nationwide including Publix Presto ATM locations!<\/p>\n
The Barclays Tiered Savings signup offer requires you to deposit and maintain a minimum balance in order to earn the $200 bonus. You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening. To earn the bonus, you must make direct deposits totaling $500 or more within 90 days of account opening.
\nRead the promotion details above to understand all the rules and requirements to earn the checking account bonus, including a super steep minimum transfer amount that may not be worthwhile. A previous bonus offered new checking customers the opportunity to earn a $200 Chase checking account bonus by opening a Chase Total Checking\u00ae account and meeting requirements. Banks that offer a checking account bonus to new account holders include Bank of America, BMO, Capital One, Chase, Chime (a nonbank), Citibank, KeyBank, PNC Bank, SoFi Bank, N.A., TD Bank, U.S. Bank and Wells Fargo. You can find the best opportunities available by checking out our list of the best bank bonuses and promotions, updated monthly. The best bank promotions offer a significant cash bonus in exchange for signing up for a new account with no fees or easily avoided fees.<\/p>\n
Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank. Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account. Rewards will be transferred to your Account within ten (10) calendar days after the conclusion of the respective Eligibility Period (“Payout Window”). Rewards are paid after each Eligibility Period ends, provided all requirements for that Eligibility Period were met.<\/p>\n