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You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days. BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts. If these qualifications are met, your bonus will be paid to your account within 120 days from account opening.
7Customers with a TD Complete Checking account are eligible for a monthly maintenance fee waiver on one personal savings account that you choose to link to your TD Complete Checking account. Maintain the required balance of at least $10,000 for 90 additional days from the 20th day after account opening.
The number of checking and/or savings accounts you should have will depend on a few factors. That includes what fees might be incurred and how long you might have to wait for the bonus to be paid. That may be a high APY, a large network of branches or ATMs, or low or no fees. Around 100 financial institutions surveyed by our team of experts. ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses Bonus$50 or $400Earn $50 or $400 with eligible direct deposit.

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We’ve rounded up additional excellent checking account bonuses and savings account promotions below. In 2026, checking account bonus offers could land you between $100 and $3,000. Tony began his NerdWallet career as a writer and worked his way up to crazytower editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet.
Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. We encourage you to make an appointment if you would like to open an account in a branch. In-branch openings allow for face-to-face interactions that might be helpful if you prefer discussing financial matters in person or have questions about this checking bonus promotion.
You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening. Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening. Open a no monthly maintenance fee Access Checking account, or view our other checking account options. To be paid, make sure you keep your Spending Account open and in Good Standing through the payout.

  • If you’d like to open a new account, we’re here to help with current rates, term options and more.
  • U.S. Bank has historically offered a $450 checking bonus for opening a new account.
  • Depending on the category, these included account fees and rates (such as annual percentage yields), ATM and branch access, account features, account bonuses, customer service access and user-facing technology, such as innovative tools and mobile apps.
  • Read the promotion details above to understand all the rules and requirements to earn the checking account bonus, including a super steep minimum transfer amount that may not be worthwhile.
  • 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay.
  • Maintain the required balance of at least $10,000 for 90 additional days from the 20th day after account opening.

Depending on the category, these included account fees and rates (such as annual percentage yields), ATM and branch access, account features, account bonuses, customer service access and user-facing technology, such as innovative tools and mobile apps. A previous bonus offered new checking customers the opportunity to earn a $200 Chase checking account bonus by opening a Chase Total Checking® account and meeting requirements. Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers.

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  • Once the required activities are completed, you’ll receive your new checking account bonus within 15 days.
  • We encourage you to make an appointment if you would like to open an account in a branch.
  • We identified the 10 best checking accounts that are free to open and maintain.
  • Around 100 financial institutions surveyed by our team of experts.
  • The actions required for this bonus are separate from the actions available to avoid the monthly service fee.
  • To earn the bonus, you must make direct deposits totaling $500 or more within 90 days of account opening.

If you open in a branch using your offer code, you may open any eligible consumer checking account. Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. $25 minimum opening deposit if opening in branch. For example, preauthorized transactions and other transactions may post to your Account even when the balance in your Account is not sufficient to pay the transaction. We may decline or return transactions that would result in an overdraft. Other deposits or credits to your account, such as deposits of funds from person-to-person payments services (e.g., Zelle®), check or mobile deposits, and other online transfers are not eligible for TD Early Pay.

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Simply bring it to your local branch, and one of our bankers will be happy to help you get started. Deposit products are offered by Ally Bank, Member FDIC. ACH transfers from an account you have at another financial institution or internal transfers from another Ally Bank account are not considered a QDD. One bonus per customer and only one bonus paid per account.

More information about bank bonuses, checking account bonuses, and savings account bonuses

12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay. Upon the primary account holder’s 24th birthday the account will be subject to the monthly maintenance fee unless account requirements that waive the monthly maintenance fee are met. 8TD Complete Checking monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age.

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